The storage of fuels, chemicals and other potential pollutants presents a unique set of environmental contamination risks.

These can lead to financial penalties and legal action for operators and business owners. Claims of this nature can easily exceed R1 million for an average-sized site and may take years to complete. The owner/operator will be held liable for the clean-up and rehabilitation costs. The government may fine up to R10 million and/or 10 years in jail for non-compliance following an incident.

Cover includes costs related to the clean-up and rehabilitation of contaminated areas in respect of an environmental incident which occurs as a direct consequence of the spillage or leakage of any dangerous goods or pollutants arising from storage in any Underground Storage Tanks (USTs), or the associated underground piping reticulation network, on any premises, as listed in the Schedule. On request, the policy may extend to include gradual pollution. The policy includes investigation of loss – an investigation if any irregularities occur – and 1st party loss (own property clean-up). The policy meets the Department of Energy licence requirements for financial provision for rehabilitation.

VALUE ADDED PRODUCTS VALUE ADDED BENEFITS

Cover Benefits

Emergency response and spillage containment

Clean-up and rehabilitation

Environmental and ecological restoration

1st and 3rd party clean-up costs

Handling of the claim

Customised limits and underwriting

The storage of fuels, chemicals and other potential pollutants presents a unique set of environmental contamination risks.

These can lead to financial penalties and legal action for operators and business owners. Claims of this nature can easily exceed R1 million for an average-sized site and may take years to complete. The owner/operator will be held liable for the clean-up and rehabilitation costs. The government may fine up to R10 million and/or 10 years in jail for non-compliance following an incident.

Cover includes costs related to the clean-up and rehabilitation of contaminated areas in respect of an environmental incident which occurs as a direct consequence of the spillage or leakage of any dangerous goods or pollutants arising from storage in any Underground Storage Tanks (USTs), or the associated underground piping reticulation network, on any premises, as listed in the Schedule. On request, the policy may extend to include gradual pollution. The policy includes investigation of loss – an investigation if any irregularities occur – and 1st party loss (own property clean-up). The policy meets the Department of Energy licence requirements for financial provision for rehabilitation.

VALUE ADDED PRODUCTS VALUE ADDED BENEFITS

Cover Benefits

Emergency response and spillage containment

Clean-up and rehabilitation

Environmental and ecological restoration

1st and 3rd party clean-up costs

Handling of the claim

Customised limits and underwriting

Cover Benefits

Emergency response and spillage containment

Clean-up and rehabilitation

Environmental and ecological restoration

1st and 3rd party clean-up costs

Handling of the claim

Customised limits and underwriting

The storage of fuels, chemicals and other potential pollutants presents a unique set of environmental contamination risks.

These can lead to financial penalties and legal action for operators and business owners. Claims of this nature can easily exceed R1 million for an average-sized site and may take years to complete. The owner/operator will be held liable for the clean-up and rehabilitation costs. The government may fine up to R10 million and/or 10 years in jail for non-compliance following an incident.

Cover includes costs related to the clean-up and rehabilitation of contaminated areas in respect of an environmental incident which occurs as a direct consequence of the spillage or leakage of any dangerous goods or pollutants arising from storage in any Underground Storage Tanks (USTs), or the associated underground piping reticulation network, on any premises, as listed in the Schedule.

On request, the policy may extend to include gradual pollution.

The policy includes investigation of loss – an investigation if any irregularities occur – and 1st party loss (own property clean-up). The policy meets the Department of Energy licence requirements for financial provision for rehabilitation.

VALUE ADDED PRODUCTS VALUE ADDED BENEFITS

Value Added Products

This cover is specifically designed to offer protection against third-party insurance claims, resulting from injuries and damage to people and/or property as a direct result of an environmental incident resulting in a claim as defined by the Envirosure policy.

The Liability Solution extension covers both legal costs and settlement for which the insured would be legally liable to pay. Cover in terms of this Policy is limited to liability arising out of an Environmental Incident which also gives rise to a valid claim in terms of The Site Clean Up Policy.

Our Third Party Liability Solution, offered to all our Centriq Insurance Company Limited policyholders, is underwritten by Leppard and Associates (Pty) Ltd an Authorised Financial Services Provider (FSP No. 274) and underwriting manager authorised by Lombard Insurance Company Limited a licensed Non-Life Insurer and Authorised Financial Services Provider (FSP No. 1596)

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Benefits

Bodily injuries, death or disease caused to any person/s.

Physical damage or destruction of any tangible property other than what is provided for under restoration/rehabilitation costs.

Envirosure offers an extension to their Site Clean-up policy, called Riot & Strike Solution. The Site Clean-up policy will respond to a claim in the event of riots and strikes. Cover is limited to clean-up and rehabilitation of the environment only.

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Benefits

Environmental Impairment cover for spillages/ releases into the environment as a direct result of riots and strikes.

Cover will include spillages originating from clients sites in line with their existing policy structure as a result of a riot or strike.

Hazcall24 is Envirosure’s 24-hour toll free call centre, which will immediately appoint authorised service providers and mobilise response units to the scene.

Site based risks are limited to R1 000 000 per incident.

Excess Solution is an excess reducer for both On-site and Underground Clean-up policyholders. This solution assists with managing risk exposure at the time of a claim. Additional spill kit replenishments (maximum of three per annum) are supplied to enable client to effectively deal with small spills.

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Benefits

Additional spill kit replenishments per annum, to a maximum of three. This encourages the client to utilise their depot spill kit in the event of small claims

Guaranteed response to all incidents

Hazcall24 Call Centre service – toll free number 0860 44 44 11 and cross border number +27 (0)60 440 2810

On-site Site Clean-up Solutions

A comprehensive environmental policy for the storage of fuels, chemicals and other potential pollutants.

Value Added Products

This cover is specifically designed to offer protection against third-party insurance claims, resulting from injuries and damage to people and/or property as a direct result of an environmental incident resulting in a claim as defined by the Envirosure policy.

The Liability Solution extension covers both legal costs and settlement for which the insured would be legally liable to pay. Cover in terms of this Policy is limited to liability arising out of an Environmental Incident which also gives rise to a valid claim in terms of The Site Clean Up Policy.

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Benefits

Bodily injuries, death or disease caused to any person/s.

Physical damage or destruction of any tangible property other than what is provided for under restoration/rehabilitation costs.

Envirosure offers an extension to their Site Clean-up policy, called Riot & Strike Solution. The Site Clean-up policy will respond to a claim in the event of riots and strikes. Cover is limited to clean-up and rehabilitation of the environment only.

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Benefits

Environmental Impairment cover for spillages/ releases into the environment as a direct result of riots and strikes.

Cover will include spillages originating from clients sites in line with their existing policy structure as a result of a riot or strike.

Hazcall24 is Envirosure’s 24-hour toll free call centre, which will immediately appoint authorised service providers and mobilise response units to the scene.

Site based risks are limited to R1 000 000 per incident.

Excess Solution is an excess reducer for both On-site and Underground Clean-up policyholders. This solution assists with managing risk exposure at the time of a claim. Additional spill kit replenishments (maximum of three per annum) are supplied to enable client to effectively deal with small spills.

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Benefits

Additional spill kit replenishments per annum, to a maximum of three. This encourages the client to utilise their depot spill kit in the event of small claims

Guaranteed response to all incidents

Hazcall24 Call Centre service – toll free number 0860 44 44 11 and cross border number +27 (0)60 440 2810

On-site Site Clean-up Solutions

Value Added Benefits

Envirosure is committed to adding value to our clients. We have created two compliance benefits to assist our clients with their needs. Once the client has been on cover with us for a 3-month period, we are able to offer the benefits detailed. The Non-operational Site cover is not offered as part of this benefit.

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Benefit 1

1 x Free Depot Spill Kit (valued at R2 000), with annual replacement of absorbents

1 x Basic Frontline Spill Response Training, repeated annually

1 x Basic Frontline Spill Response Video for future training of new employees

24/7 Call centre helpline for all your compliance queries

Benefit 2

1x Storage of Hazchem: awareness training course

This training session, held by a qualified specialist, can accommodate up to 20 warehouse employees

Value Added Benefits

Envirosure is committed to adding value to our clients. We have created two compliance benefits to assist our clients with their needs. Once the client has been on cover with us for a 3-month period, we are able to offer the benefits detailed. The Non-operational Site cover is not offered as part of this benefit.

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Benefit 1

1 x Free Depot Spill Kit (valued at R2 000), with annual replacement of absorbents

1 x Basic Frontline Spill Response Training, repeated annually

1 x Basic Frontline Spill Response Video for future training of new employees

24/7 Call centre helpline for all your compliance queries

Benefit 2

1x Storage of Hazchem: awareness training course

This training session, held by a qualified specialist, can accommodate up to 20 warehouse employees